Gotcha beat Brenn...
I (currently) work for a "global" corporation headquartered in "der Faderland" and not only have we had our pay frozen for 3 years, they have stopped matching contributions to our 401K plan and (now here's the kicker) as of right now, I have had to take off 1 month in the last 2 years WITHOUT PAY!
Ummm we don't have retirement!