Thank you for your reply, Hasty.
I recently setup a friends "regular" mac and he wanted to download a free app, which of course started up ITunes. ITunes requested email, pass, name, address and would not allow me to move forward until I also provided a Credit Card or Paypal information even though I was downloading a free app.
In your statement "...no downloads whatsoever..." does that include regular downloads from the web, meaning not "apps" in the Apple sense, but going to a website, such as Spirit, for example, and downloading their app.
Do I have to run the Spirit app THROUGH another computer? Can I just run it directly from the IPad itself?