I don't like the idea of opening a credit card for a discount/interest free time periods. I can get a discount if I order it online from Apple and just wait for it to arrive. We have 5 (?) Apple stores within a 30-40 mile radius, the closest one being about 10 miles away beyond the countless Targets and Best Buys. I'm contemplating going shopping Saturday afternoon to see if I can find the model I want or if I'll just order it early friday morning.